Got Some Extra Money?

Kiva.org can help you in spending it. Not really spending it, but loaning it. It's micro-lending at it's cheapest, free actually.

neither Kiva, its Partner(s) nor the Borrower(s) will be obligated or pay you any interest or other fees or amounts to you in connection with any loan(s) you make. At this time, Kiva does not collect any interest on any loans posted on the Website.

But you probably will get that warm gushy feeling from the knowledge that you helped someone finance their dream.